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Personal Savings

At Metro City Bank, we are serious about giving our customers superior service in every way possible. You are not a number to us, you are special and we want to treat you that way with the personal touch you expect and deserve. The following are our personal banking products:

 

Personal Savings

Funds deposited in a Personal Savings Account earn competitive rates. In addition, no service charge is assessed if the minimum required balance is maintained. Limited withdrawals per month are allowed. Minimum deposit to open account is $250.00.

 

Gold Personal Savings

Funds deposited in a Savings Account earn competitive rates. In addition, no service charge is assessed if the minimum required balance is maintained.  A quarterly net service charge of $5.00 will not be assessed when you maintain a minimum daily balance of $1,000 or an average daily balance of $1,500. Minimum deposit to open account is $1,000. Limited withdrawals per month are allowed.


Diamond Personal Savings

Funds deposited in a Savings Account earn competitive rates. Minimum daily balance of $5,000 in the account is required to obtain the disclosed special rate. If the daily balance in the account falls below $5,000 on any day, the rate will be changed to the current rate of Personal Savings account. In addition, no service charge is assessed if the minimum required balanced is maintained. A quarterly net service charge of $5.00 will not be assessed when you maintain a minimum daily balance of $1,000 or an average daily balaqnce of $1,500. Minimum deposit to open account is $5,000. Limited withdrawal/transfers per month are allowed.


Premium Installment Savings Account

One deposit per month is required (estimated saving amount) by the scheduled due date. You cannot withdraw principal from this account without our consent except on or after maturity. You may not make the monthly deposit more than five days before the due date. Three month’s interest penalty may be imposed for early withdrawal. Make your monthly payments by the due date or your final maturity value could be less than the initial estimated amount. This account is for one specified term and will not automatically renew for any period beyond the initial maturity date.