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Residential Mortgage Loans

**NEW - Residential Mortgage Online Banking Website: 

Metro City Bank is proud to announce a new online residential mortgage website where users are able to register their mortgage account to view their transaction history, set up payments, manager account information, and much more! 

To visit the website and register please visit:
You will need to know your loan number, the SSN/TIN to your account, and your email address to begin the registration process. Should you have any issues registering please call our residential mortgage department during business hours at 1-888-852-9597 and they will be happy to assist. 


  • Adjustable Rate Mortgage (ARM)  - 5/1 ARM and 10/1 ARM; your interest rate and monthly payments remain the same for an initial period of 5 years or 10 years, then adjust annually. Includes interest rate caps that set a limit on how high your interest rate can go.
  • Fixed Rate Mortgage - Fixed Rate Mortgages provide homeowners with an interest rate that remains the same throughout the life of the loan. Consistent principal and interest payments allow you to accurately plan your budget. We currently offer 15-year and 30-year fixed rate mortgage loan.

Residential Loan Officer Contact Info - GA: 

  • Sandy Na | Phone: 770-454-1861| NMLS #983548
  • Jimmy Song |Phone: 770-454-1871 | NMLS  #1218336
  • Trinh Pham |Phone: 678-672-3926 | NMLS  #1369150

Residential Loan Officer Contact Info - NY/NJ/CT/PA:  

  • Eric Suh | Phone: 929-373-4363 | NMLS #400051
  • Eugene Choi | Phone: 929-373-4364 | NMLS #272706

Residential Loan Officer Contact Info - TX:

  • Bee Dao | Phone: 214-575-8316 | NMLS #1550282
  • Janie Leung | Phone: 832-844-3880 | NMLS #92327

Residential Loan Officer Contact Info - AL: 

  • HM Park | Phone: 404-353-4877| NMLS #1188596