USDA Loans

Big Opportunities for Small Communities

The United States Department of Agriculture (USDA) loan programs support a wide range of business needs, not just for farms.  Whether you are purchasing real estate, financing equipment, expanding facilities or starting a new venture, USDA-backed financing offers the flexibility and security your business needs.  With competitive rates and terms, we help entrepreneurs access capital, create jobs, and build stronger communities across rural America.

  • Business & Industry (B&I) and Rural Energy for America Program (REAP) loans available
  • Eligible projects must be in a rural area with a population under 50,000
  • For-profit or non-profit businesses
  • Owner-occupied or non-owner-occupied real estate acquisition
  • Construction and expansion
  • Equipment, inventory, and working capital
  • Debt refinancing
  • Loan amount up to $25 million
  • Repayment terms up to 30 years for real estate