A big advantage for small businesses of all kinds
The U.S. Small Business Administration Loans helps entrepreneurs launch start-ups and provide existing companies with funds to grow and prosper. Today, the program is going strong with thousands of businesses each year receiving affordable loans for real estate financing, facilities remodeling, equipment purchases, business acquisition, debt restructuring and more.
- SBA 7(a) and 504 loans available
- Owner-occupied real estate acquisition
- Owner-occupied real estate construction
- Business setup
- Business acquisition
- Equipment, inventory, and working capital
- Debt refinancing
- Flexible guidelines for companies that may have trouble qualifying for traditional business loans
- Longer repayment terms than traditional business loans – up to 25 years for land and buildings and up to 10 years for other purposes
- Wide range of loan amounts - up to $5 million, aggregate
- For terms of 15 years or more, prepayment penalties apply during the first three years
- Government places limits on interest rates
Metro City Bank is a full-service financial institution with branches in Doraville, Norcross, Duluth, Marietta, Johns Creek, Suwanee, and LaGrange, Georgia; Opelika and Montgomery, Alabama; Tampa, Florida; Centreville and Annandale, Virginia; Dallas, Grand Prairie, and Houston, Texas; Bayside and Flushing, New York; and Fort Lee, New Jersey.
More than a loan; we'll be your partner.
Understanding what you need is what matters to us. Let us help you finance your next move.