At Metro City Bank, we realize business owners and managers have far more important issues to be concerned with than their business bank accounts. They want a bank that speaks their language, that understands their needs, and that makes banking simple and worry-free.
At Metro, that is the only way we know how to operate — with experienced banking professionals taking time to listen and learn about the circumstances of each business customer.
Whether your banking needs are personal or business-related, we stand ready to serve you with a level of commitment you will not find at any other financial institution.
Business Analysis Checking Account
Funds in our commercial accounts earn monthly ‘earnings credits’ based on the average 90 day Treasury bill rate. These earnings credits are applied each month to offset analysis charges, which may be applicable to your commercial account. We do the analysis — you save money. What could be easier?
Complete details, including fees, can be found in a separate brochure disclosure. Alternatively, just ask a customer service representative for assistance.
Business Checking 2016
If your business needs a basic checking account, we have what you are looking for. You may write up to 100 checks per month at no charge. A charge of $0.25 per check will be imposed to the account for each check written in excess of 100 per month The monthly maintenance fee of $10.00 can be avoided if you maintain an average daily balance of $1,000 for the month. Minimum deposit to open account is $50.
Business Interest Checking
With Business Interest Checking, our not-for-profit, government agencies and sole proprietorship customers can earn interest on funds in their account. A maintenance fee and certain minimum or average balances apply. Minimum deposit to open account is $250.00.
Business Money Market Accounts
Whether you own or operate a sole proprietorship, partnership, or corporation, you will appreciate our competitive rates and our scope of service. Our Business Money Market Account combines the earnings advantage of Money Market rates with the convenience of limited check writing. Certain restrictions and minimum balance requirements apply. Minimum deposit to open account is $1,000.00.
Business Savings Accounts
Funds deposited in a Business Savings Account earn competitive rates. No service charge is assessed if the minimum required balance is maintained. Limited withdrawals per month are allowed. Minimum deposit to open account is $500.00.
Certificates of Deposit
You’ll be delighted with the interest rates we offer on Certificates of Deposit (CD) and the low minimum needed to open one — only $1,000.
CDARS allows depositors to place large deposits in one bank, yet receive FDIC insurance for amounts up to $50 Million. They can combine the convenience of working with one institution with the security of FDIC insurance--an increasingly important factor in today's economy. The institution sets CD rates, so customers avoid the need to negotiate rates with several different banks and receive only one statement for all of the funds. To inquire about CDARS, please contact one of our associates at (770) 455-4989.