|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Metro City Bank chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Metro City Bank share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||YES||NO|
|For our marketing purposes – to offer our products and services to you||NO||We Don't Share|
|For Joint marketing with other financial companies||NO||We Don't Share|
|For our affiliates’ everyday business purposes – Information about your transactions and experiences||NO||We Don't Share|
|For our affiliates’ everyday business purposes – Information about your creditworthiness||NO||We Don't Share|
|For nonaffiliates to market you||NO||We Don't Share|
|Who we are|
|Who is providing this service?||Metro City Bank|
|What we do|
|How does Metro City Bank protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Our employees are bound by our Code of Ethics and policies to access consumer information only for legitimate business purposes and to keep information about you confidential.
|How does Metro City Bank collect my personal information?||We collect your personal information, for example, when you
|Why can’t I limit all sharing?||Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness
[See below for more on your rights under state law.]
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other important information|
Special Notice For State Residents For Texas Residents:
HOW TO FILE A COMPLAINT: We are chartered/licensed/registered under the laws of the state of Texas and by state law are subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against us should contact the Texas Department of Banking through one of the means indicated below:
In Person or U.S. Mail: Texas Department of Banking, Consumer Assistance Activities, 2601 North Lamar Boulevard, Suite 300, Austin, TX 78705-4294
Telephone No: (877) 276-5554